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Loan Resources

Use our loan calculators and read up on all the latest news, tips & finance insights from the Coffs Coast NSW.

Read all the latest news, tips and insights in the North Coast Lending blog.

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You Shop Around for Groceries, So Why Not Your Home Loan?

You wouldn’t buy the first yoghurt on the shelf without checking the price so why settle for the first home loan you see? At North Coast Lending, we compare dozens of lenders to find the right loan for your needs (not the bank’s).

Click here to read the full blog.

A young couple (first home buyers) with boxes moving into a house

Big News for First Home Buyers: 5% Deposits Coming Sooner

From 1 October 2025, the Government is expanding the First Home Buyer Guarantee, letting all first home buyers purchase with just a 5% deposit. There will be no caps on places, no income limits and higher property price caps.

Click here to read the full blog.

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Looking for a superhero broker? Derek's got your back.

One of our first home buyer clients just called Derek from North Coast Lending “the Superhero of brokering” and we couldn’t agree more.

Click here to read the full blog.

Image of a house build in the Snowy Mountains taken by Brook from North Coast Lending

How Brook Helped a Couple Build Their Forever Home

Brook's clients decided they didn't want to buy an existing home, they wanted to build their dream home. Brook worked with them to get a Construction Loan and has been back to the property to check in on progress.

Click here to read the full blog.

Drone picture looking down from the sky to a suburb with roads & the roofs of houses for North Coast Lending

First Home Guarantee Scheme Update July 2025

From 1 January 2026, the First Home Guarantee Scheme will become far more accessible as the Albanese Government removes income caps and raises purchase price thresholds. Until then, the current limits remain, but now is the perfect time for aspiring buyers to get ready.

Click here to read the full blog.

A Chevy Silverado with it's lights on parked on a driveway with trees behind

Bought a New Silverado on a Whim? No Worries — We’ve Got Finance That Keeps Up

When a client bought a new Silverado on the spot, Rod Cross from North Coast Lending stepped in to arrange fast, post-purchase finance — no financials needed. With quick thinking and minimal paperwork, Rod secured a market-leading rate and freed up the client’s cash flow.

Click here to read the full blog.

Need a Home Loan? Start here.

Are you a First Home buyer, looking to add to your property portfolio or would you like to refinance? Complete the form below for a list of home loan options to suit you.

Click here to see all loan types we can help you with.

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Finalist Award for the Adviser Australian Broker Awards - Regional office of the Year 2020

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Your North Coast Lending broker is an authorised representative of outsource financial, Australian Credit Licence 384324.
Your complete financial situation will need to be assessed before acceptance of any proposal or product.