Real people, finding the best lender for you.
Your boutique team of mortgage & finance brokers, located in Coffs Harbour, we save you time & money to get the right loan for you.
Meet Our TeamWhat they say about us.
Upcoming Event!
Bookings essential, limited places available.
Learn how to purchase your first home, build your property portfolio, build wealth and then protect your assets.
- FREE EVENT! To secure your ticket, click here.
- 5:30pm, Thursday, 21st September @ Sawtell Success Hub
Why choose us?
We do the research and find the right deals for you. We're local Coffs Harbour Mortgage Brokers & Grafton Mortgage Brokers, servicing the Coffs Coast & Australia wide.
We also save you money. Our job is to minimise your costs, while banks look to maximise their profits. We listen to what YOU need and provide you with the best lender and product to meet those needs.
Whether you need business loans, SMSF loan, equipment loan, home loan or a reverse mortgage, our team has the qualifications, expertise & connections to help with any worthwhile borrowing need.
We collectively have over 130 years in the finance industry, and are connected to over 50+ different lenders.
Coffs Harbour Finance Brokers, with clients across Australia.
North Coast Lending is your dedicated team of mortgage brokers and finance brokers. Our boutique Coffs Harbour team of mortgage brokers have the experience, expertise and great lending partners to ensure your borrowing needs are met.
We act for you without prejudice– we are not owned by a bank, we have no affiliation with any bank – we go with the best lender for you.
We are located on the Coffs Coast NSW and offer a complimentary home loan broking service as well as assisting with business loans, commercial property finance, equipment finance and more. Coffs Harbour mortgage brokers, assisting clients wherever they happen to be.
Need a Home Loan? Start here.
Are you a First Home buyer, looking to add to your property portfolio or would you like to refinance? Complete the form below for a list of home loan options to suit you.
Looking for a better deal on a loan?
Online Enquiry
We're here to help. Fill out the form below and we'll be in touch.
Local Sponsorship & Community Support
A core value of North Coast Lending is our commitment to giving back to our local community.
Whether it’s donations of dog food to our mates at ARCH, supporting local sporting groups, such as Coffs Harbour Baseball, Orara Valley Hockey, Sawtell Junior Rugby League and Coffs Harbour Netball, local schools or charities (big and small) we are immensely proud to be able to give back every month.
Do you know of any local groups needing financial support? Our team of brokers, located between Macksville, Nambucca, Dorrigo & Woolgoolga, love supporting their local communities.
Nominees for community support are open now. Let us know who you think we could back.
All the latest news, tips & insights.
Building Variations: What You Need to Know
Building variations, such as changes to colours, flooring, or extra power points, can increase construction costs. North Coast Lending guides you through these changes, ensuring your loan covers potential variations and helps avoid financial surprises.
Key Steps to Finalising Your Construction Loan
Before your lender releases the final payment for your home or renovation, three steps are required. North Coast Lending works with your lender to ensure everything runs smoothly. Learn more about how we support you throughout your homeownership journey.
Be ready to access the First Home Guarantee
The First Home Guarantee is an Australian Government initiative that helps eligible home buyers purchase a home sooner by offering savings on lenders mortgage insurance, with 35,000 places available for the July 2025 financial year.