employee smiling while sitting at desk helping a customer

Real people, finding the best lender for you.

Your boutique team of mortgage & finance brokers, located in Coffs Harbour, we save you time & money to get the right loan for you.

Meet Our Team
Elite Broker Badge - CommbankElite Broker 2022/2023 awardaward graphic for Finance Broker of the Yearaward badge for Elite Broker 2022Elite Broker Award - OutsourceElite Broker award for 2021 - Given to our Coffs Harbour mortgage brokersFinalist Award for the Adviser Australian Broker Awards - Regional office of the Year 2020

What they say about us.

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Sonia's knowledge and expertise were remarkable, she ensured timely communication and kept us informed at all stages throughout the process, and overcame every obstacle that came our way.

Sam Langler
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These guys know their stuff. We have been with Rod for years both commercial, personal and family. I could not recommend Rod and crew more highly.

Philip Atkinson
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Brook has been a very successful bank manager and over the years always has been service oriented, he always put customers first and will go to extraordinary lengths to help a client. Brook has the ability to gain suitable finance for his clients because of his time in the industry and his work ethic.

David Stanmore
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Efficient, experienced, knowledgeable, helpful, friendly, approachable, and go way beyond the call of duty.

Shari Raymond
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Highly expert professionals who are fun to work with. Definitely 5/5 stars.

Peter Richardson
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Fantastic service, great to deal with.

Headland Building Artisan Kitchen
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Brook has arranged refinancing of loans on my behalf: patient, sensible and thorough. And saved me a packet. Couldn't recommend these guys more highly.

Kathryn Halliwell
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Thank you Rod for your assistance with the purchase of my property. It was great having you there to offer your knowledge every step of the way. Such a professional and supportive local business. I would not hesitate to refer friends and family to you.

Tracey Parker
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Thanks Rod and team. Always a pleasure to deal with & very helpful! Thank you!

Natalie F
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I have used North Coast Lending for my own house re-finance, investment property and work vehicle finance. I highly recommend Rod, Brook and the team. It was a simple transaction for us each time. I have no hesitation in using their services again on our next venture.

Ben Nyhuis
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Rod has helped us with buying a large acre property that no one else would look twice at, He has been fast efficient and knows exactly what he is talking about to get the job done! We loved Rods service so much that we now use him for all our personal and business needs.

Peter Wright
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Great service from Brook, easy transition to a new mortgage provider.

Hamish Barr
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We have used Rod and his team on multiple occasions for both business and personal finance, and could not speak more highly of their commitment to service and achieving quick, quality outcomes. Thank you for all your help.

Jamie Mundy
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Sonia has made the whole process of refinancing so easy and everything was so well explained I had no concerns at any stage. She has taken all the stress out of dealing with banks out of our hands and made the process effortless

Keegan Wills
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I’ve received amazing support throughout the entire selling and buying property process, they always made time to give me timely updates on everything and went above and beyond to make me feel comfortable with what was happening and made sure I understood completely about finances and how it all works.

Emily Gillies
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Brook always goes above and beyond to get us what we need and to get us the best rate. We went to brook as first time home owners and he made the process so easy and answered every question we had with as much detail as possible. Could not have asked for a better experience

Tayla Soper
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Sonia was wonderful, walked us through every step of the process. So quick, so easy. Sonia kept us up to date the entire time. Happy borrower!

Lyndal Graham
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I have had the privilege once again of dealing with Rod and his team. What an absolute pleasure. Thanks Rod, as always you are brilliant at what you do.

Scott Dickson
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We have been using North Coast Lending

Jason Dennis - JD Plumbing
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We have worked in close association with North Coast Lending since opening our doors 6 years ago. The exceptional common sense approach, the ability to go “above and beyond” coupled with their accumulated knowledge and expertise in the finance industry ensures our client’s outcome is achieved seamlessly.

Therese Ryan - Cornerstone Conveyancing

Why choose us?

Save Time

We do the research and find the right deals for you. We're local Coffs Harbour Mortgage Brokers & Grafton Mortgage Brokers, servicing the Coffs Coast & Australia wide.

Save Money

We also save you money. Our job is to minimise your costs, while banks look to maximise their profits. We listen to what YOU need and provide you with the best lender and product to meet those needs.

Your Options

Whether you need business loans, SMSF loan, equipment loan, home loan or a reverse mortgage, our team has the qualifications, expertise & connections to help with any worthwhile borrowing need.

Our Expertise

We collectively have over 130 years in the finance industry, and are connected to over 50+ different lenders.

Coffs Harbour Finance Brokers, with clients across Australia.

North Coast Lending is your dedicated team of mortgage brokers and finance brokers. Our boutique Coffs Harbour team of mortgage brokers have the experience, expertise and great lending partners to ensure your borrowing needs are met.

We act for you without prejudice– we are not owned by a bank, we have no affiliation with any bank – we go with the best lender for you.

We are located on the Coffs Coast NSW and offer a complimentary home loan broking service as well as assisting with business loans, commercial property finance, equipment finance and more. Coffs Harbour mortgage brokers, assisting clients wherever they happen to be.

Contact Us
Black and white image of Rod Cross sitting at his desk at his office on the Mid North Coast NSWNorth Coast Lending tagline - We Know How
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Need a Home Loan? Start here.

Are you a First Home buyer, looking to add to your property portfolio or would you like to refinance? Complete the form below for a list of home loan options to suit you.

Looking for a better deal on a loan?

North Coast Lending tagline - We Know How
Rod Cross
Rod Cross
Specialist Lender
Email
Call
Tasha Moore
Tasha Moore
Specialist Lender
Email
Call
Brook Simpson
Brook Simpson
Specialist Lender
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Scott Bohringer
Scott Bohringer
Specialist Lender
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Sonia Jones
Sonia Jones
Specialist Lender
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Brett Kelly
Brett Kelly
Specialist Lender
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Sue Jennings
Sue Jennings
Settlements and Loan Services
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Derek Jordan
Derek Jordan
Specialist Lender
Email
Call

Online Enquiry

We're here to help. Fill out the form below and we'll be in touch.

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Local Sponsorship & Community Support

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A core value of North Coast Lending is our commitment to giving back to our local community.

Whether it’s donations of dog food to our mates at ARCH, supporting local sporting groups, such as Coffs Harbour Baseball, Orara Valley Hockey, Sawtell Junior Rugby League and Coffs Harbour Netball, local schools or charities (big and small) we are immensely proud to be able to give back every month.

Do you know of any local groups needing financial support? Our team of brokers, located between Macksville, Nambucca, Dorrigo & Woolgoolga, love supporting their local communities.

Nominees for community support are open now. Let us know who you think we could back.

All the latest news, tips & insights.

Looking to invest in property on Ocean Parade in Coffs Harbour
Beach with a pink colour overlay with 'Suburb/Area Highlight: Ocean Parade, Coffs Harbour'

Running parallel to Park Beach, playing host to cafes, clubs and the world famous Hoey-Moey, walking distance to Northside and Park Beach Plaza and with a range of accommodation options, Ocean Parade is proving itself to be quite the little hotspot of late.

Click to read more
Creative Ways to Own an Investment Property
Image of a white minimalist lounge room with plants & a green lounge

There's a number of ways to buy an investment property. NCL mortgage brokers have provided some creative ways you can invest like joint property investment, 'rentvesting' & owner-occupier.

Click to read more
Steps to Access your Home's Equity on the Mid North Coast
A large kitchen with blue & black cupboards, wooden flooring & a white marble bench.

As a homeowner along the Mid North Coast, including Coffs Harbour, Bellingen, Macksville, Yamba and more, you have a valuable financial resource at your fingertips - the equity built up in your property.

Click to read more
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