Loan Resources

Read all the latest news, tips and insights in the North Coast Lending blog.

What does a mortgage broker do, and how are they different from a bank?
‍A mortgage broker acts as an independent intermediary between you and a range of lenders. Unlike a bank, which can only offer its own products, a mortgage broker like North Coast Lending has access to over 50 lenders — including major banks, credit unions and non-bank lenders — and finds the loan that best suits your specific situation. North Coast Lending is not owned by or affiliated with any bank, so their advice is genuinely independent.

How much does it cost to use North Coast Lending?
‍North Coast Lending's home loan broking service is completely free to you. They are paid a commission by the lender once your loan settles, and this commission is disclosed upfront so there are no surprises. You get access to expert advice and a wide panel of lenders at no out-of-pocket cost.

What areas does North Coast Lending service?
‍North Coast Lending is based in Coffs Harbour, NSW, and services clients across the entire Coffs Coast region — from Macksville and Nambucca in the south, through Coffs Harbour, up to Woolgoolga in the north, and inland to Dorrigo and Armidale. They also assist clients across Australia, so wherever you're located, the team can help.

How many lenders does North Coast Lending have access to?
‍North Coast Lending works with a panel of over 50 lenders, including major banks, second-tier banks, credit unions and specialist non-bank lenders. This means they can compare a wide range of home loan, business loan and equipment finance options to find the most suitable product for your needs.

How experienced is the North Coast Lending team?
‍The North Coast Lending team has a combined experience of over 130 years in the finance industry. The team includes specialists in home loans, business finance, SMSF lending, equipment finance, agribusiness and commercial property. Several brokers are also deeply embedded in the local Coffs Coast community.

Why Apply for a Mortgage through North Coast Lending instead of a Bank?

Are you searching for the best mortgage solution with competitive rates and personalised service? Look no further than North Coast Lending. With expert guidance and a commitment to finding the best rates, we take pride in helping our customers achieve their dreams of homeownership.

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How North Coast Lending Can Help You Finance Your Next Investment Property

Investing in real estate is a powerful strategy for building wealth and securing a brighter financial future. As the desire to diversify property portfolios grows, individuals seek expert guidance and flexible financing options to facilitate their investment journey.

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Rod's Top Coffee Picks on the Coffs Coast

Whether you're a local or a visitor, these spots offer a taste of the Coffs Coast's vibrant coffee culture. Take a moment to indulge in Rod's top coffee picks and let us know what you think.

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RBA to Update Cash Rate Process - Less meetings a year

RBA has agreed to implement the 10 recommendations and provides a summary of each decision. These include changes to the frequency and format of board meetings, the release of statements and reports, and the oversight of research and climate change analysis. The Treasury is expected to make a decision on the reappointment of RBA Governor Philip Lowe, whose term ends in September.

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Why Macksville, could be the Perfect Place to Call Home

If you're seeking a peaceful lifestyle surrounded by natural beauty and convenient amenities, Macksville, on the North Coast of NSW could be the perfect place to buy a property.

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Nambucca - Regional NSW Property Spot

Whether you're seeking a permanent residence or an investment opportunity, Nambucca has something to offer everyone. Explore the real estate market in Nambucca today and discover the endless possibilities that await you in this coastal paradise.

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