Loan Resources

Read all the latest news, tips and insights in the North Coast Lending blog.

What does a mortgage broker do, and how are they different from a bank?
‍A mortgage broker acts as an independent intermediary between you and a range of lenders. Unlike a bank, which can only offer its own products, a mortgage broker like North Coast Lending has access to over 50 lenders — including major banks, credit unions and non-bank lenders — and finds the loan that best suits your specific situation. North Coast Lending is not owned by or affiliated with any bank, so their advice is genuinely independent.

How much does it cost to use North Coast Lending?
‍North Coast Lending's home loan broking service is completely free to you. They are paid a commission by the lender once your loan settles, and this commission is disclosed upfront so there are no surprises. You get access to expert advice and a wide panel of lenders at no out-of-pocket cost.

What areas does North Coast Lending service?
‍North Coast Lending is based in Coffs Harbour, NSW, and services clients across the entire Coffs Coast region — from Macksville and Nambucca in the south, through Coffs Harbour, up to Woolgoolga in the north, and inland to Dorrigo and Armidale. They also assist clients across Australia, so wherever you're located, the team can help.

How many lenders does North Coast Lending have access to?
‍North Coast Lending works with a panel of over 50 lenders, including major banks, second-tier banks, credit unions and specialist non-bank lenders. This means they can compare a wide range of home loan, business loan and equipment finance options to find the most suitable product for your needs.

How experienced is the North Coast Lending team?
‍The North Coast Lending team has a combined experience of over 130 years in the finance industry. The team includes specialists in home loans, business finance, SMSF lending, equipment finance, agribusiness and commercial property. Several brokers are also deeply embedded in the local Coffs Coast community.

Nov 2025

It’s Never Been Easier to Refinance Your SMSF Loan

A fresh wave of lenders is in town, and they’re making SMSF refinancing easier and more cost-effective than ever. With fewer hoops to jump through and better rates on offer, it’s now a great time to review your current SMSF loan and potentially unlock big savings.

Click here to read the full blog.

Nov 2025

Private Sale? Balloon Payment? Let’s Get That Gear Financed

Private sales can be a great way to save money on vehicles or equipment—but they also come with a few more hoops. That’s where we step in.

Click here to read the full blog.

Nov 2025

Olympic Boom: Why Brisbane’s Commercial Property Market Is Heating Up (and Where to Look Next)

With over $7B in Olympic infrastructure underway, Brisbane’s commercial property market is booming. Especially in high-growth fringe precincts like Fortitude Valley, Bowen Hills and Spring Hill. Office supply is tight, demand is up, and investors are already moving.

Click here to read the full blog.

Nov 2025

Rodstradamus Was Right: Gold Coast Unit Prices Boom Past Sydney

Rod (aka Rodstradamus) predicted a property boom on the Gold Coast and he was right. Ray White’s Nerida Conisbee just confirmed that Gold Coast unit prices have now surpassed Sydney's, hitting a $956,000 median.

Click here to read the full blog.

Nov 2025

Gold Coast unit prices overtake Sydney

Gold Coast units are now officially pricier than Sydney's, marking a shift in the Australian property landscape. Driven by migration, development, and rate cuts, south-east Queensland is booming — especially for apartments. Whether you’re buying a house on the Gold Coast, investing, or relocating from interstate, we are here for you.

Click here to read the full blog.

Sep 2025

You Shop Around for Groceries, So Why Not Your Home Loan?

You wouldn’t buy the first yoghurt on the shelf without checking the price so why settle for the first home loan you see? At North Coast Lending, we compare dozens of lenders to find the right loan for your needs (not the bank’s).

Click here to read the full blog.