Steps to Access your Home's Equity on the Mid North Coast

A large kitchen with blue & black cupboards, wooden flooring & a white marble bench.

By accessing this built-up wealth, you can unlock a world of financial possibilities, from home improvements to commercial investments.

Step 1: Confirm Your Mortgage Balance

The first step is to determine how much you currently owe on your mortgage. This information will be crucial in calculating the amount of equity available to you.

Step 2: Assess Your Property Value

Next, you'll need to get an accurate assessment of your Mid North Coast property's current market value. Our team of Coffs Harbour mortgage brokers can assist you with this process, leveraging reliable data sources like RP Data to provide an unbiased valuation.

Step 3: Decide How to Utilise Your Equity

With your mortgage balance and property value in hand, you can now calculate the equity you have available and start planning how to put it to work. Whether you're considering a home renovation, starting a new agribusiness venture, or purchasing farming equipment or a truck, it's important to ensure your plans fit within your budget.

Step 4: Consult with Our Coffs Harbour Mortgage Brokers

The final step is to speak with our experienced team of Coffs Harbour mortgage brokers. We not only service our Coffs Harbour community, but also offer our services to other locations along the Mid North Coast including Bellingen, Nambucca, Macksville, Yamba, Grafton, Maclean, Casino and Kempsey.

We can help you navigate the process, ensure your plans are achievable, and recommend the lender best suited to your needs, whether you're looking for home loans, commercial property loans, or specialised financing for your farming or agribusiness operations.

Accessing the equity in your home can be a powerful financial tool, but it's important to approach it with a well-informed plan. By following the steps outlined in this guide, you can unlock the hidden wealth in your property and put it to work for you, whether you're dreaming of owning more property, business investments, or securing finance for farming equipment, trucks, or other agribusiness needs.

Contact our Coffs Harbour mortgage brokers today to get started.


We are based on the beautiful Coffs Harbour coast and we offer a complimentary home loan broking service.

Make an appointment today for an obligation-free chat, to talk about what you need and how we can help.

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