employee smiling while sitting at desk helping a customer

Real people, finding the best loan for you.

Whether you’re buying your first car, your dream home, an investment property or your next business, North Coast Lending is here to make the big stuff happen. We’re with you for every milestone that matters. It starts here.

Meet Our Team
Elite Broker Badge - CommbankElite Broker 2022/2023 awardaward graphic for Finance Broker of the YearFinalist Award for the Adviser Australian Broker Awards - Regional office of the Year 2020

Why choose us?

Save Time

We do the research and find the right deals for you. We're locals Coffs Harbour Mortgage Brokers & Grafton Mortgage Brokers, servicing the Coffs Coast & Australia wide.

Save Money

Our job is to minimise your costs, while banks look to maximise their profits. We listen to what YOU need and provide you with the best lender and product to meet those needs.

Your Options

Our team offers a wide range of loan options, including business, SMSF, equipment, home loans, and reverse mortgages, tailored to meet your needs.

Our Expertise

Collectively our team has over 130 years experience in the finance industry and are connected to over 50+ different lenders.

What they say about us.

Coffs Harbour finance brokers, with clients across Australia.

North Coast Lending is your dedicated team of mortgage brokers and finance brokers. Our boutique Coffs Harbour team of mortgage brokers have the experience, expertise and great lending partners to ensure your borrowing needs are met.

We act for you without prejudice– we are not owned by a bank, we have no affiliation with any bank – we go with the best lender for you.

We are located on the Coffs Coast NSW and offer a complimentary home loan broking service as well as assisting with business loans, commercial property finance, equipment finance and more. Coffs Harbour mortgage brokers, assisting clients wherever they happen to be.

Meet our Team
Black and white image of Rod Cross sitting at his desk at his office on the Mid North Coast NSWNorth Coast Lending tagline - We Know How
logo for Outsource Financiallogo for Australian Financial Complaints Authoritylogo for Finance Brokers Association of Australia

Home loan experts.

Whether you’re a first home buyer, upsizing, downsizing, refinancing, building or investing, we have a home loan for you.

Contact our mortgage specialists today

Online Enquiry

Fill out the form below and we'll be in touch.

Thank you! We've received your form, we'll be in touch as soon as we can.
Oops! Something went wrong while submitting the form, please try again or email us via

Local Sponsorship & Community Support

A farmer on the back of his truck with hay bales possibly located in Coffs Harbour.

A core value of North Coast Lending is our commitment to giving back to our local community.

Whether it’s donations of dog food to our mates at ARCH, supporting local sporting groups, such as Coffs Harbour Baseball, Orara Valley Hockey, Sawtell Junior Rugby League and Coffs Harbour Netball, local schools or charities (big and small) we are immensely proud to be able to give back every month.

Do you know of any local groups needing financial support? Our team of brokers, located between Macksville, Nambucca, Dorrigo & Woolgoolga, love supporting their local communities.

Nominees for community support are open now. Let us know who you think we could back.