What they say about us.
Why choose us instead of a bank?
We do the research and find the right deals for you.
We also save you money. Our job is to minimise your costs, while banks look to maximise their profits.
We listen to what YOU need and provide you with the best lender and product to meet those needs.
We collectively have over 130 years in the finance industry, and are connected to over 50+ different lenders.
Grafton Mortgage Broker, specialising in Home Loans & Business Finance, servicing Australia.
North Coast Lending is your experienced team of mortgage brokers and finance brokers. Our team services Australia wide, and we have the experience and great lending partners to ensure your borrowing needs are met.
We act for you without prejudice– we are not owned by a bank, we have no affiliation with any bank – we go with the best lender for you.
We are located on the Coffs Coast NSW and offer a complimentary home loan broking service as well as assisting with business loans, commercial property finance, equipment finance and more.
Need a Home Loan? Start here.
Are you a First Home buyer, looking to add to your property portfolio or would you like to refinance? Complete the form below for a list of home loan options to suit you.
Looking for a better deal on a loan?
Online Enquiry
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Local Sponsorship & Community Support
A core value of North Coast Lending is our commitment to giving back to our local community.
Whether it’s donations of dog food to our mates at ARCH, supporting local sporting groups, such as Coffs Harbour Baseball, Orara Valley Hockey, Sawtell Junior Rugby League and Coffs Harbour Netball, local schools or charities (big and small) we are immensely proud to be able to give back every month.
Do you know of any local groups needing financial support? Our team of brokers, located between Macksville, Nambucca, Dorrigo & Woolgoolga, love supporting their local communities.
Nominees for community support are open now. Let us know who you think we could back.
All the latest news, tips & insights.
Building Variations: What You Need to Know
Building variations, such as changes to colours, flooring, or extra power points, can increase construction costs. North Coast Lending guides you through these changes, ensuring your loan covers potential variations and helps avoid financial surprises.
Key Steps to Finalising Your Construction Loan
Before your lender releases the final payment for your home or renovation, three steps are required. North Coast Lending works with your lender to ensure everything runs smoothly. Learn more about how we support you throughout your homeownership journey.
Be ready to access the First Home Guarantee
The First Home Guarantee is an Australian Government initiative that helps eligible home buyers purchase a home sooner by offering savings on lenders mortgage insurance, with 35,000 places available for the July 2025 financial year.