Loan Resources

Read all the latest news, tips and insights in the North Coast Lending blog.

What does a mortgage broker do, and how are they different from a bank?
‍A mortgage broker acts as an independent intermediary between you and a range of lenders. Unlike a bank, which can only offer its own products, a mortgage broker like North Coast Lending has access to over 50 lenders — including major banks, credit unions and non-bank lenders — and finds the loan that best suits your specific situation. North Coast Lending is not owned by or affiliated with any bank, so their advice is genuinely independent.

How much does it cost to use North Coast Lending?
‍North Coast Lending's home loan broking service is completely free to you. They are paid a commission by the lender once your loan settles, and this commission is disclosed upfront so there are no surprises. You get access to expert advice and a wide panel of lenders at no out-of-pocket cost.

What areas does North Coast Lending service?
‍North Coast Lending is based in Coffs Harbour, NSW, and services clients across the entire Coffs Coast region — from Macksville and Nambucca in the south, through Coffs Harbour, up to Woolgoolga in the north, and inland to Dorrigo and Armidale. They also assist clients across Australia, so wherever you're located, the team can help.

How many lenders does North Coast Lending have access to?
‍North Coast Lending works with a panel of over 50 lenders, including major banks, second-tier banks, credit unions and specialist non-bank lenders. This means they can compare a wide range of home loan, business loan and equipment finance options to find the most suitable product for your needs.

How experienced is the North Coast Lending team?
‍The North Coast Lending team has a combined experience of over 130 years in the finance industry. The team includes specialists in home loans, business finance, SMSF lending, equipment finance, agribusiness and commercial property. Several brokers are also deeply embedded in the local Coffs Coast community.

May 2025

Helping Growing Families Upsize — Without the Stress

A family needed to upsize into their dream home before the arrival of their second child, with expiring pre-approvals, property delays, and the need to sell first, Brook guided the process to avoid financial stress and achieve a smooth, successful result.

Click here to read the full blog.

May 2025

Will the Brisbane Olympics increase Property Prices on the Gold Coast?

The Gold Coast is emerging as a strong property investment hotspot ahead of the Brisbane 2032 Olympics, with key Olympic events, major infrastructure upgrades, and a growing population driving demand. Rising property values and rental yields are attracting investors, while limited housing supply adds urgency. North Coast Lending provides expert support to help clients capitalise on these opportunities.

Click here to read the full blog.

May 2025

How We Saved Our Nurse Client $26K in LMI!

Sonia Jones recently helped a local nurse secure her dream home using the CBA Nurse LMI Waiver, allowing 95% borrowing with no Lenders Mortgage Insurance – saving her $26,000.

Click here to read the full blog.

Apr 2025

Why the Gold Coast is the Hottest Investment Play Right Now

The Gold Coast is facing a major housing shortfall, with population growth far outstripping new dwelling approvals. With booming infrastructure, growing tourism, and a surging population, now is the time to act – and North Coast Lending is here to help investors access the right finance to capitalise on this rapidly expanding market.

Click here to read the full blog.

Mar 2025

We’re With You for All of Life’s Big Moves

At North Coast Lending, we’re more than mortgage brokers — we’re your go-to team for all of life’s big financial moves. From first cars and first homes to investment properties, business loans, and tool upgrades, we’re by your side with smart lending advice and real support.

Click here to read the full blog.

Mar 2025

Derek’s Passion for Baseball & Community – How North Coast Lending Supports Local Sport

North Coast Lending values community support, and our broker, Derek, has been actively involved in Coffs Harbour baseball for years. Derek and North Coast Lending also support the Coffs Coast Royals, a predominantly female baseball team dedicated to increasing women’s participation in the sport.

Click here to read the full blog.