Loan Resources

Read all the latest news, tips and insights in the North Coast Lending blog.

What does a mortgage broker do, and how are they different from a bank?
‍A mortgage broker acts as an independent intermediary between you and a range of lenders. Unlike a bank, which can only offer its own products, a mortgage broker like North Coast Lending has access to over 50 lenders — including major banks, credit unions and non-bank lenders — and finds the loan that best suits your specific situation. North Coast Lending is not owned by or affiliated with any bank, so their advice is genuinely independent.

How much does it cost to use North Coast Lending?
‍North Coast Lending's home loan broking service is completely free to you. They are paid a commission by the lender once your loan settles, and this commission is disclosed upfront so there are no surprises. You get access to expert advice and a wide panel of lenders at no out-of-pocket cost.

What areas does North Coast Lending service?
‍North Coast Lending is based in Coffs Harbour, NSW, and services clients across the entire Coffs Coast region — from Macksville and Nambucca in the south, through Coffs Harbour, up to Woolgoolga in the north, and inland to Dorrigo and Armidale. They also assist clients across Australia, so wherever you're located, the team can help.

How many lenders does North Coast Lending have access to?
‍North Coast Lending works with a panel of over 50 lenders, including major banks, second-tier banks, credit unions and specialist non-bank lenders. This means they can compare a wide range of home loan, business loan and equipment finance options to find the most suitable product for your needs.

How experienced is the North Coast Lending team?
‍The North Coast Lending team has a combined experience of over 130 years in the finance industry. The team includes specialists in home loans, business finance, SMSF lending, equipment finance, agribusiness and commercial property. Several brokers are also deeply embedded in the local Coffs Coast community.

Nambucca - Regional NSW Property Spot

Whether you're seeking a permanent residence or an investment opportunity, Nambucca has something to offer everyone. Explore the real estate market in Nambucca today and discover the endless possibilities that await you in this coastal paradise.

Click here to read the full blog.

Top Reasons to Use a Mortgage Broker (that's us!) for Your Home Financing Needs

From their extensive market knowledge and personalised guidance to access to multiple lenders and negotiation skills, mortgage brokers offer invaluable assistance throughout the entire process. If you're looking for finance for your dream home, consider partnering with a mortgage broker (like North Coast Lending) to ensure a smooth, hassle-free experience and secure the best possible loan terms.

Click here to read the full blog.

The Importance of a Building Inspection: Protect Your Investment

Investing in a professional building inspection is a small price to pay for the peace of mind and financial protection it offers. By uncovering hidden defects, ensuring safety and compliance, aiding in budgeting and financial planning, and providing negotiation power, a building inspection empowers you to make an informed decision about your property purchase.

Click here to read the full blog.

The Hidden Property Gem of Regional NSW: Grafton

Whether you're looking for a long-term investment, a rental property, or a place to call home, Grafton offers a promising blend of potential returns, lifestyle benefits, and community engagement. Don't overlook this hidden gem; consider investing in property in Grafton and unlock the opportunities that regional NSW has to offer.

Click here to read the full blog.

Yamba: An Idyllic Spot to Buy a House

If you're looking to buy a house on the North Coast NSW, Yamba, with its pristine beaches, thrilling outdoor activities, and vibrant community, is a great spot to settling down.

Click here to read the full blog.

Tips for Buying your own Commercial Premises

Thinking of getting your own slice of commercial property? Look no further! At North Coast Lending, we've got the tips to make it a reality.

Click here to read the full blog.